The Al-Wadiah Current Account is based on the contract of Al-Wadiah Yad-Dhamanah (Guarantee) between the depositor and the Islamic Window of Ghazanfar Bank, as the trustee. It provides a safe and guaranteed banking facility whereby the customer's deposit is payable on demand. The account offers unlimited transactions, a free cheque book for the first time and monthly statements, all in full compliance with Shariah rules and principles.
USD 100Minimum initial deposit of USD 100 (USD 200 for corporate accounts). Minimum balance to maintain is AFN 1,000 or USD 20.
No LimitNo maximum balance limit on your account.
Note : The account holder is provided a unique user ID and secured password to view the account through our internet banking facility and can print account statements.
Need assistance? Call our customer service at +93 (0) 20 220 2345 or email us at info@ghazanfarbank.af
Enjoy unlimited deposits and withdrawals with no restriction on the number of transactions on your account.
Get your first cheque book of 25 leaves free of charge for convenient and easy payments.
Receive statements of your account at monthly intervals to easily track all your transactions.
Account operates under the Al-Wadiah Yad-Dhamanah (Guarantee / Safekeeping) principle
Deposits are held in trust by the bank and are payable on demand
No profit or loss is given to customers
Fully compliant with Islamic banking guidelines
Adults can open an account individually in their own name.
Two or more adults can open and operate an account jointly.
Address proof by taking Taskara (Tazkira).
Identification proof such as passport, voter identity card, or identity card issued by employer.
Introduction by an existing account holder.
Latest passport-size photograph.
| Service | Charges |
|---|---|
| Account Opening Fee | Free |
| Cheque Book (First, 25 leaves) | Free |
| Cheque Book (Subsequent, per book) | USD 10 |
| Account Closure (before 3 months) | USD 10 (to Waqf charity fund) |
| Minimum Initial Deposit |
Fully in compliance with Shariah rules and principles, certified by our Shariah Supervisory Board.
View your account through our internet facility using a unique user ID and secured password, and print your account statements anytime.
Local and outstation cheques are accepted for realization, and payment of cheques can be stopped by the account holder when required.
No interest charged or paid on the account
Important: Under the Al-Wadiah Yad-Dhamanah (Guarantee) contract, the bank acts as trustee and your deposit is payable on demand. No profit or loss is given to customers on this account, in full compliance with Shariah principles.
Trusts, societies and similar bodies approved by competent authorities may open an account.
Other organizations approved by the competent authorities in the country are eligible to open an account.
For specific eligibility requirements or special circumstances, please contact your nearest Ghazanfar Bank branch.
Duly completed and signed account opening form.
Download our official form and complete it before your visit
Note All documents must be original. The customer will be issued an identity card, which must be produced to the bank when taking cash payment from the account.
| USD 100 (Corporate USD 200) |
| Minimum Balance | AFN 1,000 or USD 20 |
| Monthly Statement | Free |
Get the full list of charges for all banking service
Important : On closure of the account before three months, USD 10 is charged and credited to the charity Waqf fund account. Cheque books are issued only with the permission of the Branch Head; the first 25-leaf cheque book is issued free and each subsequent book is charged USD 10.
