The Structure is based on the principle of Mudarabah which is strictly in conformity with the rules of Islamic Sharia’h. Under this relationship, the customer is an investor (Rab-ul-Maal) and the bank is Manager ( Mudarib) of the deposited fund.
Profit Sharing Rule
No fixed profit will be committed before or at the time of opening an Account.Eligible Customer
Adult individuals, singly or jointly with other adults.Requirement
Address proof by taking taskara.Schedule of charges
On the closure of account before three months USD $10 will be charged and it will go to the charity Waqf fund account.Minimum Amount
The minimum initial deposit should be USD 100 or equivalentMaximum Amount
LNo Maximum limit.Benefits
Free cheque book for the first timeAFN 0No minimum balance requirement. Open and maintain flexibility.
No LimitNo maximum balance limit. Deposit and maintain amount
Note : While there are no balance limits on your account, transaction limits may apply for certain services. Please refer to our Schedule of Charges for detailed information on transaction limits and fees.
Need assistance? Call our customer service at +93 (0) 20 220 2345 or email us at info@ghazanfarbank.af
Open and maintain your account without worrying about minimum balance.
Open and maintain your account without worrying about minimum balance.
24/7 secure access to your account through our internet banking.
Account operates under Al-Wadiah (Safekeeping) principle
Deposits are held in trust by the bank
Profit may be distributed at the bank's discretion
Fully compliant with Islamic banking guidelines
Afghan nationals and legal residents with valid identification Afghan nationals
Afghan nationals and legal residents with valid identification Afghan national
Valid National ID (Tazkira) or Passport
Proof of address (utility bill, rental agreement, or official document)
Two recent passport-size photographs
Proof of address (utility bill, rental agreement, or official document)
| Service | Charges |
|---|---|
| Monthly Maintenance Fee | free |
| Account Opening Fee | free |
| Debit Card Issuance | free |
| ATM Withdrawal (Own ATMs) | First 5 free, then AFN 50 |
| ATM Withdrawal (Other Banks) |
Manage your finances on-the-go with our mobile.
Withdraw cash from thousands of ATMs across Afghanistan
Stay informed with instant transaction notifications and account updates
No interest charged or paid on the account
Important: While the bank may choose to distribute profits at its discretion, this account does not guarantee any fixed returns. All operations are conducted in accordance with Shariah principles as certified by our Shariah Supervisory Board.
Afghan nationals and legal residents with valid identification Afghan nationals
Entrepreneurs and professionals managing business transactions
For specific eligibility requirements or special circumstances, please contact our customer service team or visit your nearest branch.
Proof of address (utility bill, rental agreement, or official document)
Download our official form and complete it before your visit
Note All documents must be original copies. Photocopies will be made at the branch.
| AFN 100 per transaction |
| Domestic Transfer Fee | Free |
| International Transfer Fee | AFN 100 per transaction |
Get the full list of charges for all banking service
Important : All charges are subject to change. The bank reserves the right to modify fees with prior notice to customers. Additional charges may apply for special services not listed above.
